Comprehensive Minnesota Workers Comp Insurance

You’ve worked hard to build your business and with any successful business you’ll have to ensure that your most valuable assets are protected.

Why You Need Workers Comp Coverage

Workers compensation insurance, also called workman’s comp or work comp, provides benefits to employees for work related injuries or illnesses including medical care, loss of wages and rehabilitation services. Benefits are also provided to an employee’s family in the event of their work-related death. Work comp pays regardless of who was at fault in the accident.

• In Minnesota, the penalty for not carrying workers compensation is up to $1,000 per employee per week that the employer is uninsured, regardless of if an injury occurred.
• Misclassifying people as independent or subcontractors instead of employees is an expensive mistake made by employers, sometime intentionally, in an attempt to avoid tax and insurance costs.

You Should Choose Minnesota Insurance Group

Whether you’re ready to hire your first employee or looking to save with a new rate for your growing business, we’ll work hard to customize an affordable insurance solution that meets Minnesota requirements and most of all, works for your unique situation.

Minnesota Insurance Group, Inc. is your Minnesota agency, and our licensed agents will help you get the required workers compensation insurance coverage you need and the peace of mind you deserve. Whether you own a restaurant, trucking business, commercial property, or a contractor – we’ll get you covered!